BORROW.gif (5.1k)
suploan.jpg (12289 bytes)

PHONE THE LOAN LINE 1300 361 456

logo For a Loan Application Form click herelogo

Click on the links below to have the questions answered.

   Can I apply for a loan?

  What can I borrow for?

How do I apply?  

How do I repay

What are the costs?


holbut.gif (5978 bytes) Need a home loan? click here! Need a car loan? click here!


loanpic.gif (31kb)


Can I apply for a loan?

If you are or become a member of the Credit Union you may apply for a loan, & that's almost as easy as signing the application.

Button.GIF (10538 bytes)









What can I borrow for?

If you meet the required criteria, Any worthwhile purpose!

Personal loans ~ cars, caravans, holidays, pools, boats, jet skis, 
loan consolidation and more . . .

Homes for living in or investment properties.

All loan details are as individual as you are, let us design a loan to exactly suit your needs.

Button.GIF (10538 bytes)








How do I apply for a loan?

Simply complete an application form at an office.  Any member with an existing loan or recently finalised loan will find increasing an existing loan or taking out a new loan is much  simpler and approval faster.  Our computer system allows us to update your loan records without the need for new application forms.

Buyboat.JPG (17922 bytes)Button.GIF (10538 bytes)               





Repayment options

Take advantage of our convenient and simple pay deduction system, you will never forget a payment and budgeting will be simpler.  If deductions are not available, you can deposit your repayment at any of our offices or send a cheque through the mail with a deposit slip.

Button.GIF (10538 bytes)





What about costs?

Elcom Credit Union will pass on all associated loan costs.

These include: Stamp duty, Legal costs, Property valuations, Mortgage guarantee insurance, Government charges and  loan application fees. Interest on loans is payable by the borrower.

Button.GIF (10538 bytes)


Click here to see the latest interest rates for Loan accountsClick here to return to Home Page